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Page 4 . 50 Plus Marketplace News . Denver Metro . May 2010 Each year thousands of caring in-dividuals use the Charitable Gift Annuity ( CGA) to secure a life-time income and provide criti-cal fi nancial support for Salvation Army programs and services in their communities. What is a Charitable Gift An-nuity? It's both a charitable gift and an annuity- a secure promise of lifetime income. When you es-tablish a CGA you do not sacrifi ce income from your gift asset. Ac-tually, you may be able to increase your income. Your payments are fi xed for life and are not aff ected by changes in the stock market.  e CGA is a simple contract between you and  e Salvation Army promising fi xed payments for life at an attractive rate based Maximize Your Income and Impact With a Salvation Army Charitable Gift Annuity on the age of up to two annuitants. For example, our annuity rates range from 5.7% if you are 65 to 10.5% if you are 90. Your income can begin immediately or be de-ferred to a later time, like retire-ment. You can fund the annuity with cash or other property, such as appreciated stock or real estate. Your gift also qualifi es for major tax benefi ts. Finally, your gift serves as a per-sonal statement of your commit-ment to the men, women, and children in your community. To learn more about how a Charitable Gift Annuity could work for you, simply call Patricia Owen, Planned Giving Director at  e Salvation Army at 303- 866- 9215. The Scamming Game Last year over 60 billion dol-lars were lost to the scamming of Americans of all ages and 35% of them were se-niors. Many el-derly do not re-alize that they were scammed, or are too em-barrassed to re-port the scam-ming, thinking it is their fault. It is not.  e key is to be alert to the techniques of the scammers and prevent becoming a victim. Here are some tips to help you stay protected: 1. Learn to say NO. You do not The Golden Years Dr. Eva Mor have to be liked by everyone. 2. If it seems too good, it is. Noth-ing is given away for free. If some-one tries to sell you a bill of goods, stop them; they become more con-vincing the more you let them talk. 3. Protect personal information: never give any information if someone calls you. It is important not to give out a SS number. 4. Never give your credit card in-formation over the phone. 5. Never use your credit card as a verifi cation of identity 6. Before committing or signing anything, ask to see everything in writing. Read and re- read. 7. Discard all mailing about " priz-es" you have won.  ey are trying to trick you. 8. Trust your instincts. When you have a bad feeling about some-thing, it's usually right. ? ? Dr. Eva Mor is the author of Mak-ing the Golden Years Golden For more information: www. goldenyearsgold-en. com To meet the needs of residents with a Chronic Mental Illness diagnosis,  e Health Center at Franklin Park initiated a Special-ized Behavioral Program, in con-junction with a special program by the Colorado Department of Health and Finance.  e Health Center at Franklin Park begins providing specialized services to mentally- ill adults, designed to in-crease the possibility of returning to the community, Independently.  e services include specialized groups for life skills, relaxation techniques, managing symptoms, cooking, basic house keeping and an employment program.  e lat-ter allows residents to apply for, and interview for specifi c jobs, to be employed and paid for the work that they complete.  is program was stated April 1, 2010, and part of the program, our staff have and will continue to re-ceive training specifi c to working with this population. Training in-cludes Crisis Prevention Interven-tions, understanding Psychotropic Medications commonly utilized in treatment, managing suicidal resi-dents, etc.  e staff and  e Health Center at Franklin Park are excited about this new chapter in our community. Franklin Park Health Center Begins Special Program

. 50 Plus Marketplace News . Denver Metro . May 2010 . Page 5 ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? How do peer support and mobility enhance your Life? Would you like to learn alternative techniques for accomplishing daily tasks?" Do you want to gain or maintain your independence? The Center for People with Disabilities Seniors With Low Vision program presents: " You Can Do Anything" a FREE vendor/ resource fair and public forum including lunch for those 55 and over. The MAC ( Mature Adult Center) 3295 West 72nd Ave., Westminster, CO 80030 Thursday May 6, 2010 9: 00 a. m. to 2: 00 p. m. 9: 00 - 12: 00 Peer support and education 12: 00 - 2: 00 Resource Fair/ visit vendors Educational speakers including Dr. Kara Hanson, OD, FAAO, Low Vision Specialist speaking on Eye care and medical updates For more information or to R. S. V. P., Call Steve Johnson 303- 442- 8662 ext. 115 ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? . Part II  e diffi culty is that many indi-viduals diagnosed with " moder-ate cognitive impairment" do well in social situations.  ey carry on conversations, perhaps forgetting something here and there.  ey laugh at jokes and appear well groomed. But, it is the underly-ing, hidden is-sues that have the potential to cause the greatest harm. And yet friends feel guilty if they try to fi nd a person to help. Some family members fear anger from parents and are immobilized. I always ask, what's worse? Having a friend or parent temporarily angry or hav-ing them face fi nancial exploita-tion or signifi cant health issues that cannot be remedied? Here's a checklist indications that it's time to act for someone not able to manage their own aff airs: . If you have access to their home, are there piles of mail and news-papers everywhere?  is may indi-cate unpaid bills and mismanaged fi nances. Is the home unclean? . Do you see repairman constantly going in and out of their home? . Have other neighbors or friends expressed concern? Caregiving Pamela D. Wilson . Has the individual lost weight or appear to have health issues, hear-ing loss, issues with eyesight? . Do you see the individual driving and appearing unsafe? . Is the person wearing the same clothing day after day? . If you're helping, are they relying on you more for daily tasks? . Do you notice that the individual repeats information, asks the same questions or forgets that you spoke to them yesterday? . Does the individual appear gen-erally confused? . Is there medication throughout the home but no system of taking them? . Has someone moved into the home to help out but the situation seems to be getting worse?  is may indicate abuse. . Does the individual express fear of a family member or friend? You are doing the person a kind-ness by reporting the issues and asking for help on their behalf. I often receive calls from frustrated individuals. I thank them for car-ing enough to call and then make an appointment to visit the indi-vidual to see how I can reduce the risk of these hidden pitfalls. ? Pamela D. Wilson, an expert in the area of health care and aging, owns  e Care Navigator. She hosts a week-ly talk show on 630 KHOW. Visit www. thecarenavigator. com or call 303- 810- 1816 for more information. Heavy and Healthy - Happiness and Weight Gain  ey say, " Beauty is only skin deep," but the fact is your real beauty comes from deep within. If you re-ally love each other the body changes that come with age mean very little. It is the rare couple that fi t into their wedding clothes even within just a few years.  ey also say, " Time fl ies when you're having fun," and in a healthy relationship time fl ies, too. Before you know it you're celebrating your tenth anniversary, and you've both put on a couple of pounds for each fun year.  e fact is contentment, regular meals, slowing of your activ-ities means more calories in and less calories out, which = weight gain. So you noticed! You've probably Healthy Relationships tried every diet imaginable, just to lose a few pounds and then add a few more than you lost. Yo- yo diets do little for your health and lon-gevity. Finally you realize that St. Bernards can't be turned into Grey Hounds. You also realize that St. Bernards can be lovable too. So let's become the healthiest St. Ber-nards possible!  e idea is to stay in good health, not necessarily concentrating on shape, which tends to become more ample. To a couple in love ample is still beautiful. One can become a bit heavier and still be healthy, and that should be your real goal... good health to live for a long loving relationship. To read more on this topic read " Heavy and Healthy... forget your weight and get fi t." See www. boomerbookseries. com ? Excerpt from, " Sex In  e Golden Years - the best sex ever" by Othniel Seiden, MD & Jane L. Bilett, PhD psychologist. See: boomerbookseries. com Othniel Seiden Seidennot WANTED WE BUY PRODUCING AND NON PRODUCING MINERAL AND ROYALTY INTERESTS AGGRESSIVE PRICING 60 YEARS INDUSTRY EXPERIENCE FOR A NO  OBLIGATION OFFER CONTACT TOLL FREE THOMAS LACY 1  87  ROYALTIES 1  877  692  5843 tllacy@ wilco- inc. com . congress. org current info on what the politicians are doing. . sunlightfoundation. com posts the text of major bills . google. com can direct you to scores of sources to fact- check . recovery. gov is the offi cial website for the stimulus bill . cagw. org tracks government spending and fl ags abuses . pogo. org monitors federal contractors . consumerfed. org connects local groups that are working on important issues.