Page 8 . 50 Plus Marketplace News . Denver Metro . June 2010 Senior Answers and Services presents Elder Care Consulting Services . On- Site Counseling for Employees . Lunch and Learn Seminars at the Workplace . Senior Resource Guidebook . Information Resources at www. senioranswers. org . Discussion Roundtables in Community Locations Sponsored by Senior Answers and Services 3006 East Colfax Denver CO 80206 303- 333- 3482 303- 333- 9112 ( fax) www. senioranswers. org Senior Answers and Services provides counseling and consulting for seniors and their families as well as information, resources, and services to improve quality of life for older adults. the new health Care legislation. What's In It for the Elderly Now that the bill has passed and been signed into law, a his-toric event of great propor-tions, the pub-lic is left to fig-ure out how it will affect them. From the point of view of the seniors the whole process was extremely unsettling. With all of the contradictory in-terpretations, it was hard to dis-cern the truth from the fairytales. Here are some points that will translate into fairly quick benefit to the senior: The " Doughnut Hole" which to some seniors was more of a pit than a hole is set to be eliminated by 2020. until then the seniors will receive a $ 250 rebate starting this year upon reaching the so called doughnut hole, which is a cause of great hardship to millions of se- I have had the good fortune of working with wonderful compa-nies, and awesome people. From non- profit and for- profit, fund - raising, higher education, tele-com, & most recently CEO of a 17 million dollar credit union. Today I am proud to say that I have joined the Horan & McConaty Advanced Planning team of caring professionals. The staff and reputation drew me to Horan & McConaty. Everyone is a good person with a kind heart and very inspiring to me to see each and everyone care and inter-act with the families. Let me help you celebrate your life and make an important difference for your loved ones. about advanced planning A gift of love... to those we leave behind. What is Advanced Planning? Advanced Planning is a gift to your loved ones that lets them know your wishes. This planning can include the type of service you desire, music, and flowers, casket or urn selection, and other information. You and your family The Golden Years Elder Law Dr. Eva Mor Carol Rusler niors. As of 2011 seniors will re-ceive a 50% discount on all brand name drugs. Free annual exams as well as free preventive care will also be added. The reforms are projected to cost $ 940 billion dollars over the next 10 years, but will be paid for by reining in abuse, waste and fraud, which cost the Medicare program many billions. With cuts in sub-sidies to private Medicare Advan-tage plans that the government had provided, and some taxes on high end health plans, the Con-gressional Budget Office has pro-jected that the reform will trim the federal deficit by $ 138 billion in the next 10 years. It is still an open question as to how the final product will evolve, and what the bottom line cost will be. But it seems that the seniors among others will see an immedi-ate benefit. v Dr. Eva Mor is the author of Making the Golden Years Golden For more information: www. gold-enyearsgolden. com receive a copy of your preferences, and Horan & McConaty keeps a copy as well. Keeping your re-cords in an accessible place is im-portant to your surviving family members. Why Plan in Advance? Peo-ple plan ahead for many reasons. Some have definite preferences concerning the funeral service or merchandise and want their fami-lies to be informed. Some individuals who have been faced with making selections for loved ones may wish to spare oth-ers from the indecision, guessing, emotion, or anxiety they experi-enced. Still others may plan ahead because no one else is capable of making responsible decisions. Many like the benefit of financial savings hat come from pre- paying expenses. In any case, Advanced Planning can alleviate many con-cerns and is often viewed as an el-ement of estate planning. Those who plan in advance, usu-ally do so together with the peo-ple who would be surviving at the time of death. Funerals ought to meet the needs of the living, while respecting and honoring he mem-ories of those who have died. v Carol Rusler, 303- 249- 6078, crusler@ horancares. com, www. Hor-anCares. com ing, racquetball, road race, rowing, shuffleboard, swimming, table ten-nis, tennis, track & field, trap & skeet shoot, triathlon and weight lifting. In addition to sporting events athletes and their guests will enjoy many social activities which include the Celebration of Athletes, a Texas Hold'em Tourna-ment, Adventure Mini Golf, Taco and Margarita Social and a Line Dance Workshop. Rocky Mountain Senior Games is a proud member of the Na-tional Senior Games Assoc. and is governed by the Colorado Se-nior Sports Development Council ( CSSDC), a 501( c)( 3), non- profit organization. Visit www. rmse-niorgames for more information about the Rocky Mountain Se-nior Games or call Carrie Feh-ringer, Recreation Coordinator, at 970.350.9438. CSSDC thanks its primary sponsors: Humana, Dan-iels Fund and the City of Greeley. n RMsG from page 1 Professionals who serve the se-nior adult population should at-tend the Colorado Association of Senior Centers 2010 Professional Development Conference on Fri-day, July 23 at the Summit County Community & Senior Center in Frisco, CO. The Conference theme is " It's All in The Attitude, Not The Age!" Presenter Ramone Yaci-uk, provides strategies to improve your attitude and your life. Jeremy Bloom, Olympic Skier and Found-er of Wish of a Lifetime, makes a special presentation on develop-ing and working with foundation boards. Afternoon sessions address the ever changing dynamics of the new boomer generation and sur-viving these tough economic times learning techniques to secure grant funding. Time is also allowed for networking with other profession-als who work with senior adults. Register today by calling the Colorado Parks and Recreation Office at 303- 231- 0943 or regis-ter on- line at www. cpra- web. org. Conference fee: $ 55 for CPRA members or $ 65 for non- members. Additional $ 10 after June 30. CASC 2010 Professional Development Conference The Denver Commission on Ag-ing ( DCOA) is comprised of volunteers who advise Denver's Agency on Human Rights and Community Relations and the Mayor's office on issues of the ag-ing community. DCOA's goal is to promote and advocate for equal rights and opportunity for the ag-ing communities in Denver. They also researches legislation; develop partnerships with service provid-ers; and develop media strategies to promote community awareness of older adult issues and to out-reach for community volunteers. DCOA meetings are open to the public. The next meeting is at Denver Commission on Aging Focus' on Elder Abuse Awareness the DAV Office, 8720 East Colfax, June 17, 9: 30- 11: 30 am. The Com-mission meets the third Thursday each month. Locations vary. This population has given so much to our nation, our state, our city and our individual neighbor-hoods that their protection is one of the most important things that we can do for them. This concept prompted Governor Ritter and Mayor Hickenlooper to sign a proclamation for June 15th to be Elder Abuse Awareness Day. For information on general Commission questions, please call the Denver Office on Aging at 720- 913- 8477.
. 50 Plus Marketplace News . Denver Metro . June 2010 . Page 9 Assisted Living: ( Accepts Medicaid) Barth Hotel Denver Cinnamon Park Longmont Cli view Kremmling Madison House Cortez Mesa Vista Parachute Park Hill Residence Denver Princeton House Denver Apartment Living: ( HUD subsidized) Emerson Gardens Denver The Olin Denver Grand Living Granby Silver Spruce Kremmling September House Denver The Decatur Denver Servicios Denver To nd out more information about any of these residences contact Hilarie Olson at: 303- 595- 4464 ext. 17 TDD 1- 800- 659- 2656 www. seniorhousingoptions. org A 501 ( c)( 3) nonpro t charitable organization celebrating 30 years of service! 303.477.8088 www. thesweetlifedenver. com All our products are made from scratch with the highest quality ingredients available and lots of Love... sharpening the aging mind As we approach and enter our se-nior years we become more and more aware and frightened by forgetfulness. " Is this the begin-ning of alzheim-er's?" The good news is, " prob-ably not!" Both Othniel Seiden, MD and his wife clinical psychologist Jane L. Bilett, PHD noticed in their practices and among acquaintanc-es that people reaching middle age started questioning their mental abilities, fearing they were headed for alzheimer's or some other de-mentia. They found themselves constantly reassuring that usually these fears were based in myths. Myth 1: " You can't teach an old dog new tricks!" Not true! In fact many things are easier learned now than when we were younger. Myth 2: Our brain cells disap-pear by tens of thousands a day so when we're older there's little left. Not true! Yes, we lose cells throughout the body and replace them, a process that begins at birth and continues throughout life. Healthy Relationships Myth 3: Forgetfulness is the first sign that something is wrong with your brain and the it goes down hill form there. Not true! We com-pletely Myth 4: If you think you have a alzheim-er's. problems" rarely notice it them-selves. Myth 5: once your memory starts to go it can only get worse. Not true! Priority has more to do with our memory than does men-tal ability or capacity; interests and priorities change. Finally they have put down in this book the truth of how the aging mind works and how you can keep your aging mind sharp and learn all the new mate-rial and skills you want throughout your life. For more information read " sharpening the aging mind." See www. Boomerbookseries. Com v Excerpt from, " Sex In The Golden Years - the best sex ever" by Othniel Seiden, MD & Jane L. Bilett, PhD psychologist. See: boomerbookseries. com Othniel Seiden pletely forget very little, but if we don't use information for a while we tend to file it away making room for things more current to us. biologic reason for memory losses you probably have early alzheim er's. Not true! People who have a biologic cause for their " memory a genealogy Course is worth taking To be a family historian you need to gather your family's information and documents. But to really un-derstand what those documents are telling you and where to find other docu-ments to fill in the blanks, you need to learn about the reasons those documents were created, the time frame when those documents were created, and what information is contained on specific documents. Genealogy requires some educa-tion, from a guidebook for begin-ners like Unpuzzling Your Past by Emily Croom, or a beginning genealogy class, such as the free classes offered at the Denver Pub-lic Library on the 2nd Saturday of the month ( except July & Aug.), or from a seminar or conference. The Family History Expo is a two- day event scheduled for Love- Genealogy Rocks! land, CO, on June 25 and 26, at the Embassy Suites Hotel and Confer-ence Center. There's a full sched-ule of classes at the website: http:// fhexpos. com and the include sever-al on German research, classes on various genealogical software pro-grams, and specific classes on such topics as immigrant cluster com-munities, Civil War pensions, be-ginning Native American research, tax records, and creating and pub-lishing family histories. Only $ 65 for advance registration; $ 75 at the door; $ 40 for one day admission; and $ 12 per class if you want to at-tend selected classes. This expo is one of many local opportunities to expand your ge-nealogical knowledge to enable you to solve the mysteries in your history. Look for Thomas Jones, editor of the National Genealogi-cal Society Quarterly, who is the speaker at an all- day genealogy conference on Saturday, Sept. 25, at the Denver Public Library. v Carol Cooke Darrow is the presi-dent of the Colorado Genealogical Society. For more information, visit www. cogensoc. us Carol Cooke Darrow Financial exploitation targeted Colorado's citi-zens lose mil-lions of dollars each year to fi-nancial exploita-tion. Especially at risk are dis-abled persons and older adults. Of those who prey on the elderly, two- thirds of perpetrators are known by the vic-tim, either as caregiver, relative or trusted advisor. It is important for these " at risk" adults to be aware of a financial consent form for their protection authorized by SB 10- 42 adopted by both the State House and Senate. It's awaiting the gov-ernor's signature. Financial institutions currently have the ability to contact Adult Protective Services ( APS) and law enforcement if they feel that an account holder is being victimized. However the release of financial files by the financial institution re-quires a search warrant. The delay created by this process allows the criminal more time to potential-ly empty the victim's accounts, or move to another target. A Colo-rado statute specifically urges per-sonnel of financial institutions to report cases of financial exploita-tion. The statute covers elders and at- risk adults, defined as individ-uals at least 18 years old who are susceptible to mistreatment and State Legislative Report Mike Drake lack sufficient understanding to make responsible decisions regard-ing his or her affairs. Exploitation as defined by the statute is the il-legal or improper use of an at- risk adult's resources for another per-son's profit or advantage. SB 10- 42 is designed to make it the responsibility of financial insti-tutions to annually inform all cus-tomers including those at risk, of the option to sign a prior consent form. This bill creates a partnership between the financial institution and those charged with protecting our older citizens. The bill gives all customers access to granting prior consent, the intent is to protect el-derly citizens who are targets. This bill does not create any new obli-gations for customers, but requires financial institutions to alert the customer to the availability of this form annually. The consent form grants financial institutions per-mission to give law enforcement timely access to financial informa-tion that may lead to the early de-tection of exploitation. Older resi-dents of Colorado deserve to know about the protections in place to prevent financial exploitation. This bill accomplishes that, by requir-ing financial institutions to notify the " at- risk" customers of the form, allowing expedient actions against those targeting this population. v Mike Drake is a retired State of Colorado Employee; Past President Colorado Senior & a member Denver Regional Council of Governments Advisory Committee on Aging.